Apple NFC SE transactions in-app

In iOS 18.1, iPhone apps can use the Secure Element for NFC contactless transactions outside of Apple Pay and Apple Wallet

NFC SE APIs use the Secure Element, an industry-standard, certified chip that securely stores sensitive data on a device

Apple servers, biometric authentication, and the Secure Enclave are used in this approach

Developers must sign a commercial deal with Apple, get the NFC SE entitlement, and pay fees to add this feature to their iPhone app

This restricts API access to certified developers who fulfil industry, legal, and Apple security and privacy standards

NFC situations, Apple's NFC SE Platform lets approved developers securely add, store, and show a contactless card in an iOS app

These APIs need iOS apps to contract with Apple and obtain the NFC SE Platform Entitlement for iPhone privacy and security

Once the APIs are accessible, you must take the following steps to give iOS consumers an NFC SE Platform-enabled experience